Every punter dreams of a life changing bet now and again, one of those magical days where all your horses win. The recent revival of the ITV7 bet has sparked renewed interest in the horse racing accumulator bet. Not everyone has the time to scan through the form meticulously, so we are putting together the best accumulator tips in one place for you. If you fancy a flutter or just want to be involved in the ITV7 on Saturday afternoon, we will be sorting through the expert advice at the Tipster League to provide you with the most popular selections.
We don’t just confine our accumulator tips to the televised meetings. We are monitoring our expert tipsters to provide the best acca tips every day of the week. Here is our extensive guide to everything you need to know about accumulator betting.
What is an accumulator bet?
An accumulator is any bet that links several selections in a multiple bet that needs all of them to win. The attraction of a horse racing accumulator bet for the punter is that it only requires a single stake with the hope of achieving a very large win.
The accumulator should not be confused with promotional bets such as the ITV7, Scoop6 or Tote Jackpot. Winnings from those types of bets are dependent on the number of winning tickets, pool size, roll over etc. The winnings on an accumulator bet are worked out on Starting Price unless stated. You can take a price with your bookmaker for all or some of your selections at the time of placing your bet, just as in any other form of horse racing betting.
How does an accumulator work?
If you are lucky enough to land a winning accumulator bet, this is how the returns are calculated. To keep things relatively simple, let’s say that you have four winners at odds of 2-1, 3-1, 4-1 and 5-1. If you stake £1, just add 1 to the odds of each winning horse and multiply them i.e. £1 stake x 3 (2-1 winner) x 4 (3-1 winner) x 5 (4-1 winner) x 6 (5-1 winner). Your total winnings = £360.
In the case of a non-runner, the accumulator bet it still valid on the remaining horses. For example, a five horse accumulator with a non-runner becomes a four fold, a six horse accumulator becomes a five fold etc. If there is a Rule 4 deduction, it applies only to the relevant selection and the odds are recalculated accordingly.
How does an each-way accumulator work?
An each-way accumulator works the same way as a win accumulator, except that you are staking 2 separate stakes. If we say £1 each-way, then £1 is a win accumulator and £1 is a place accumulator. All selections must win for the first part to be successful and all must win or be placed for the second part of the bet to bring a return.
In this example, if all four are placed, this is how the returns are calculated. Let’s say that you have four placed horses in your EW accumulator at odds of 4-1, 4-1, 8-1 and 12-1. You calculate the place odds, depending on the each-way terms for each race. Let’s say that all four were ¼ odds. Once again, add 1 to the calculated odds and multiply them i.e. £1 stake x 2 (4-1 placed) x 2 (4-1 placed) x 3 (8-1 placed) x 4 (12-1 placed). Your total winnings = £48. Even if three of the four horses win, you will still only be paid out on the place part of the bet.
Biggest accumulator win
One William Hill punter in Yorkshire scooped a million pounds from a 50 pence eight-horse accumulator. The horses were spread across meetings at Sandown, Wolverhampton and Dubai, one of them was appropriately named A Dream Come True! His winning bet made it into the Guinness Book of Records!
Even that astonishing amount was surpassed in March 2011 when a punter in Devon won £1,450,000 when correctly forecasting all six winners in the Exeter Tote Jackpot. Semicolon (2-1), Black Phantom (12-1), Ammunition (16-1), Mr Bennett (16-1), Lundy Sky (5-1) and Lupita (12-1) were his winning selections. His winning six fold paid out at an incredible 879,138-1!
Coral recorded their biggest ever pay-out on horse racing in April 2017 when a punter in Leicestershire won £823,000 when staking £19 on five horses running on Punchestown. He placed five x £3 four fold bets and one £4 five fold. Das Mooser (10-1), Woodland Opera (9-2), Definite Ruby (7-1), Bacardys (10-1) and Canardier (33-1) were all successful. His winning 5 fold paid out at over 181,000–1!
Frankie Dettori’s Magnificent Seven at Ascot in 1996 still sends a shiver down the spine of bookmakers. A Morecambe punter won £550,000 on the Italian with his seven winners paying accumulative odds of over 25,000-1!
There have been plenty of recorded big winning accumulator bets on football. One London punter won £650,000 on an ambitious eight-match accumulator that was placed with just twenty minutes to go in each game. For those of you with much smaller stakes in mind, a William Hill punter in Malta successfully landed a 19-match £1 accumulator to bag a cool £585,000!
Bookmaker accumulator offers
Some bookmakers offer large bonus payments on winning accumulators, usually on a winning 5 fold or 6 fold bet. These have been as high as 40% bonus on your winnings. There is a bet known as Acca Insurance, giving you a free bet if all bar one of your selections wins. This only applies to accumulators of five or more selections and the accumulative odds must usually be greater than 3-1. These offers are entirely at the discretion of individual bookmakers and you are advised to read their terms and conditions carefully.
Bookmakers can afford to offer these bonuses because the odds are stacked in their favour. Hopefully our horse racing accumulator tips section will bring those odds down just a little and increase your chances of striking it rich!